AdvantagesThe single biggest benefit of debt counselling is that of having a registered debt counsellor stand, as it were, between you and your creditors and put a new payment plan in place. No more phone calls from credit providers, debt collectors, collection attorneys and their agents. Your debt counsellor deals with your creditors directly, so you are able to answer the phone without worrying about who is on the other end of the line. The next biggest benefit is in not having to pay the full instalment due to your creditors. A reduced payment arrangement is put in place allowing you to pay your creditors less on a monthly basis. This makes paying your debt more affordable so you can get on with your life. |
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